Our ESG priorities for 2025-2027

Sustainability matters are permanently inscribed as one of the priorities in our business strategy. Such an approach derives directly from our mission and the values that guide us. We perceive the sustainability area also as an area for building a long-term competitive edge – both for ourselves and for our clients.

ESG strategic priorities of ING Bank Śląski for 2025-2027

Learn about our ESG strategic areas, success factors, and the foundations we stand on.

Read the document

For the years 2025-2027, we have adopted 7 strategic priorities in the ESG area. They are the result of an extensive internal and external analysis, including, among others, an analysis of commitments made so far in the ESG area and market trends. The reference point for setting strategic priorities was also the analysis of double materiality and dialogue with stakeholders.

The five strategic priorities focus on two interconnected areas: environmental transformation (E) and equal opportunities and entrepreneurship (S). We have identified the next two as success factors and a strong foundation (G), enabling the implementation of the set ESG goals.

ESG strategic areas


Environmental transformation

Environmental transformation

x

1. We support our clients in their environmental transformation by

  • financing and offering sustainable products and services
  • building awareness and knowledge
  • taking action for biodiversity

2. We manage the loan portfolio

We strive for net-zero 2050 in line with “Roadmap for reducing GHG emissions ING Bank Śląski Group”

3. We continue our own environmental transformation

  • in own operations
  • shaping a sustainable supply chain

Equal opportunities and entrepreneurship

Equal opportunities and entrepreneurship

x

4. We strengthen entrepreneurship and level the playing field for clients, which includes:

  • supporting clients’ financial health
  • ensuring security and accessibility
  • supporting projects focused on social equality and just transitionst transition

5. We create a work environment where we take care of:

  • personal development and entrepreneurship
  • wellbeing (mental and physical health)
  • diversity, equality and inclusion

Factors of success


6. We co-create an ecosystem for sustainable development

We strengthen the ESG culture in the organization

by building employee knowledge, awareness and engagement

We support innovations and initiatives

for the environment and society

We intensify activities

in the area of ​​partnerships, joint sectral initiatives, education and dialogue

Our foundations


7. We build a stable and resilient bank based on a strong ESG foundation

We have embedded ESG and sustainability in our business strategy

We operate under a permanent ESG governance structure

We manage ESG risks and identify sectors and areas which are excluded from financing and subject to restrictions

We adapt to the requirements of ESG regulations

We effectively manage ESG data and we care about its quality

Our ESG communication is engaging and transparent

We maintain strategic directions


  • Continue to exit from financing coal mines, coal-fired power plants, coal-fired thermal power plants, coal-fired heating plants, and from financing clients who trade in coal (including coal used by households), as well as clients who provide services or sell products dedicated to coal mining or coal-fired power generation. Services or products that may also be provided to other sectors are not subject to this provision.
  • After 2025, we will not finance clients whose business activity is directly dependent on thermal coal in more than 5%. As a rule, the degree of such dependence is measured by the level of revenues generated from thermal coal. It does not apply to revenue from the sale of products and provision of the so-called general purpose services which may be used in various sectors (e.g. security services or accounting services). In addition, in the case of companies operating in the electricity generation sector, we refer to the installed power generation capacity.

As part of the process of identifying ESG risks, we identified sectors and areas excluded from financing and subject to restrictions.

These are activities/areas which, in our opinion, are associated with, among other things, a particularly high risk of negative environmental impact and a high risk of negative social impact, such as:

  • activities related to negative impact on protected areas,
  • activities related to negative impacts on forestry (including but not limited  to illegal logging or the clearing of forests with special natural values),
  • activities related to negative impact on animal welfare. We require that animals are provided with adequate living, transport and slaughter conditions, that the five freedoms for animals are respected (freedom from hunger and thirst, freedom from fear and distress, freedom from physical- and thermal discomfort, freedom from pain and injury, and freedom to express normal behaviour),
  • activities related to the cultivation, production and trade of tobacco and tobacco products. It does not apply to companies trading in tobacco, tobacco products or e-cigarettes as long as it is not their core business (e.g. FMCG companies, retail distribution of cigarettes, petrol stations, hotels, restaurants and cafes with vending machines) or to value chains (e.g. companies dealing with packaging and transport),
  • controversial weapons: production, maintenance or trade of anti-personnel mines, cluster munitions, phosphorus bombs, depleted uranium munitions, as well as nuclear, chemical and biological weapons,
  • fur farming and the manufacture and trade of and in fur products.

ESG management


Managing matters related to sustainable development

In 2022, the Board of ING Bank Śląski established two committees in the bank's organizational structure: ESG Council and ESG Risk Committee.

Read more

Our ESG policies


Our commitments

Roadmap for reducing GHG emissions of ING Bank Slaski S.A. Group - part 2

We are continuing our efforts to reduce our own carbon footprint and  introduce a new portfolio carbon footprint reduction plan, a core element of which is active dialogue with selected customers. We focuse on working with companies in the most carbon-intensive sectors.

Learn about another initiative seeking to reduce emissions

Roadmap for reducing GHG emissions of ING Bank Slaski S.A. Group - part 1

In the document we present decarbonization initiatives and progress to date on the path to reducing greenhouse gas emissions. We also specify the plan to support customers in their sustainable transformation.

Learn about the directions of our activities

Declaration of the ING Bank Śląski S.A. Capital Group regarding respect for human rights

At the ING Bank Śląski S.A. Capital Group, we treat respect for human rights as a fundamental, universal principle, reflected in various dimensions of our activities.

Read our declaration

Green Statement

In 2021, we announced the Environmental Declaration, which gave our pro-environmental activities a new rhythm and momentum. Only by working together can we improve the quality of life and care for the common good - the natural environment.

See declaration

We support the UN Sustainable Development Goals

The Sustainable Development Goals (SDGs) are the answer to the most important challenges of our time. They take into account the environmental, social and economic aspects. They were enacted in 2015 at a summit in New York and focus around five areas: people, the planet, prosperity, peace, partnership. Our activities support the implementation of selected Goals.

Goal number 3 - Good health and well-beingGoal number 4 - Quality educationGoal number 5 - Gender EqualityGoal number 7 - Affordable and clean energyGoal number 8 - Decent work and economic growthGoal number 10 - Reduced inequalitiesGoal number 12 - Responsible consumption and productionGoal number 13 - Climate actionGoal number 15 - Life on landGoal number 16 - Peace, Justice and strong institutionsGoal number 17 - Partnerships for the goals

On this page we use graphics that show the UN Sustainable Development Goals. The graphics are from the official UN website.